ITEM 8 Financial Inclusion: A Sustainable Mission from Microfinance to Alternative Finance Social and technological Paradigms Dijon, France -- December 7-8, 2017 Room (Salle): D101 (Executive Center) Authors Title Date Time Stéphan BOURCIEAU Opening Talk Thursday 8 9:00 – 9:30 Satish PILLARISETTI Discussant: HEMINWAY Joan Is for-profit microfinance an oxymoron? Thursday 7 9:30 – 10:00 ASHTA Arvind, PANDEY A., UTKARSH, SPIEGELMAN E., SUTAN A. Discussant; ESTAPÉ-DUBREUIL Gloria Financial stress indicators for microfinance: Do different scales correlate? Thursday 7 10:00 – 10:30 Coffee break – Pause Café : 10:30 – 11:00 BIOT-PAQUEROT Guillaume., ASSADI D. Fintech Value Thursday 7 11:00 – 11:30 CASEAU Cornelia, Civic Crowdfunding for a ‘better society? The narratives of an Austrian platform Thursday 7
Financial Inclusion: A Sustainable Mission from Microfinance to Alternative Finance Social and technological Paradigms ITEM 8 Dijon, France December 7-8, 2017 CEREN, Burgundy School of Business, Université de Bourgogne-Franche-Comté Microfinance has sought out to include individuals that financial institutions exclude. The mission had been progressively widening to Alternative Finance, which has thrived outside of conventional financial instruments and channels. Alternative Finance takes different types such as angel investment, asset funding, cash flow funding, crowdfunding, crypto-currencies (Bitcoin), fair investment, fintech, slow money, pension fund investments, social impact bond, etc. All the types have resulted from social and/or technological innovations or a mix of both. They provide significant values to customers and investors. Some of the benefits include absence of lengthy applications, low documentation, almost no collateral, minimum or no credit s